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The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.
:max_bytes(150000):strip_icc()/Health-GettyImages-1484843347-61ce2793109b4da98d6a9d690ee7f7f5.jpg?w=390&resize=390,220&ssl=1 "7 Easy Neck Stretches To Relieve Tension and Improve Flexibility")